Teenager Nathaniel Bolwell was understandably cheesed off when he bought a pizza from Domino’s - and almost £180,000 was taken from his bank account.
He was charged £17.99 for his takeaway and he did not notice anything odd when he paid on his card.
But he decided to check his account when the Lloyds Bank card was declined at a supermarket the next day.
Nathaniel, 19, was open-mouthed with shock when he discovered he was overdrawn by £179,000.
He said: "I couldn’t believe my eyes. How did it allow Domino’s to take all that money?
"Not even the poshest meal in the poshest restaurant would cost anything like that even if I took all my friends and family out.
"I thought I was about £400 in credit but I was massively overdrawn.
"I took a printout of the statement and rang the bank straight away.
"I knew it was wrong - but was terrified that I might have to pay it off or be put on a credit blacklist."
Nathaniel, who ordered a large margherita pizza in his home city of Newport, had £179,932.32 withdrawn from his account, rather than the £17.99 that should have been.
He was told that Domino's staff were given a bank card authorisation code of 3232 when he paid.
But it seems that the code was somehow added to the price. The payment then went through in two massive chunks, one of £90,000 and the other of £89.932.32.
Nathaniel, who works as a packer for a health food company, had the money paid back two days later.
His dad, Karl, 40, said: "People are joking that instead of a cheese and tomato pizza it must have been made of gold leaf and diamonds.
"I know takeaways aren't cheap but that is crazy. I’ve told Nathaniel he can stick to home cooking from now on."
A spokeswoman for Domino’s said: "This was immediately flagged by our merchant provider due to the amount and a reversal of funds was put in place.
"Unfortunately the payment was authorised by the customer’s bank.
"We understand that this has now been resolved and we apologise for any inconvenience caused."
Lloyds Bank said: "We investigated this transaction as soon as it was brought to our attention and we are sorry that Mr Bolwell had these funds debited from his account.
"We apologise for the inconvenience this has caused and have offered Mr Bolwell £100 in recognition of this."
He was charged £17.99 for his takeaway and he did not notice anything odd when he paid on his card.
But he decided to check his account when the Lloyds Bank card was declined at a supermarket the next day.
Nathaniel, 19, was open-mouthed with shock when he discovered he was overdrawn by £179,000.
He said: "I couldn’t believe my eyes. How did it allow Domino’s to take all that money?
"Not even the poshest meal in the poshest restaurant would cost anything like that even if I took all my friends and family out.
"I thought I was about £400 in credit but I was massively overdrawn.
"I took a printout of the statement and rang the bank straight away.
"I knew it was wrong - but was terrified that I might have to pay it off or be put on a credit blacklist."
Nathaniel, who ordered a large margherita pizza in his home city of Newport, had £179,932.32 withdrawn from his account, rather than the £17.99 that should have been.
He was told that Domino's staff were given a bank card authorisation code of 3232 when he paid.
But it seems that the code was somehow added to the price. The payment then went through in two massive chunks, one of £90,000 and the other of £89.932.32.
Nathaniel, who works as a packer for a health food company, had the money paid back two days later.
His dad, Karl, 40, said: "People are joking that instead of a cheese and tomato pizza it must have been made of gold leaf and diamonds.
"I know takeaways aren't cheap but that is crazy. I’ve told Nathaniel he can stick to home cooking from now on."
A spokeswoman for Domino’s said: "This was immediately flagged by our merchant provider due to the amount and a reversal of funds was put in place.
"Unfortunately the payment was authorised by the customer’s bank.
"We understand that this has now been resolved and we apologise for any inconvenience caused."
Lloyds Bank said: "We investigated this transaction as soon as it was brought to our attention and we are sorry that Mr Bolwell had these funds debited from his account.
"We apologise for the inconvenience this has caused and have offered Mr Bolwell £100 in recognition of this."
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